All You Need to Know About Cost of Living in Fishers Indiana
December 9, 2021
Cost of Living in Fishers Indiana
All You Need to Know About Cost of Living in Fishers Indiana
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If you’re looking for a great place to relocate to, Fishers, Indiana might be it. But what is the cost of living in Fishers Indiana? To get to that, we first need to look at the essential aspects of living costs. These include housing, groceries, healthcare, utilities, transport, and education. 

In this article, we provide a complete guide on living costs in Fishers. We compare Fishers’ living costs to that of big cities like New York. We also take a look at the average yearly salary for Fishers and compare it to the living costs. Can you live comfortably in Fisher with an average salary? Continue reading to find out. 

The Cost of Living in Fishers Indiana

Relocating can be a daunting task. This is especially true if you don’t know the city you’re moving to. While it might be on the small side, Fishers in Indiana is a bustling city. The city is friendly and caters to young families and singles alike. There are annual fairs and concerts, numerous parks, and an outdoor museum. And the food? Well, Fishers is a great place to live.

This little city is a vibrant place, with friendly locals and great food.  If you’ve decided to move to Fishers, you might need a new resident guide. This two-page guide provides new residents with all the necessary information.

Now, let’s dive into the different living costs and see how they average in Fishers. 


The housing costs in Fishers are 21% above the national average. Despite that, the cost of living in Fishers, Indiana, is less than in bigger cities like New York. And depending on the neighborhood, it could be much less than that 21%. A house in the suburbs, for example, would be less than one on a golf course. Deciding on a budget is a must before relocating. And remember, your budget should include living expenses like groceries too.

Renting in Fishers

Rental prices in Fishers averages around $1,133 a month. This is higher than the national average of $949 a month. But don’t let this dissuade you. The neighborhood plays a big role in the price of an apartment. A one-bedroom apartment in Downtown averages $1,080. But a cheap one-bedroom apartment is around $893. This is below the national average. A three-bedroom apartment is a more expensive Downtown too, at roughly $1,871. A cheaper three-bedroom apartment is only $300 less. The best way to save money here is to have roommates. The cost will be significantly less if you can split it with a few others.

Buying Property in Fishers

At $225,700, the buying costs in Fishers are also much higher than the national average of $184,700. Once again, this depends on the neighborhood. Location is everything when buying a house. A house in Tanglewood, for example, would be more expensive. This is a highly sought-after neighborhood, and the houses are bigger too. If you are a couple buying a house together, this expense would be split evenly. Remember to take your time when buying a home. 

This is a huge buying decision and a long-term investment. Many people buy a house intending to pass it on to their kids one day. Make sure the house you’re choosing is one that you can live with. If you have kids, you should consider a house within walking distance to the schools. 


Utilities are an important factor in the cost of living in Fishers, Indiana. Utilities for one person is $104. This is $56 less than it is for a family of four. The average mortgage for a house in the suburbs is $2,322. Mortgage costs are higher for an apartment in the city center, at $3,848. This should be considered when deciding whether to buy a house or an apartment. 

Another factor is Internet plans. Uninterrupted Internet is an important factor to consider. The Internet is necessary for uninterrupted Netflix or if you need to work from home. The average Internet plan costs $65 a month for 50 Mbps of unlimited access. $65 doesn’t seem like much in the grand scheme of living costs. But adding it to your budget will ensure that it’s accounted for. 

Food and Groceries

Monthly groceries are an essential cost of living in Fishers, Indiana. Groceries for a single person would be a little under $500 a month. This includes essentials like bread ($2,59), milk ($0.9), and a dozen eggs ($2,34). Vegetables and fruit average between $1 and $2 per pound. Steak is around $6 per pound and chicken is about $4 a pound. Groceries are 9 times more expensive in big cities like New York.

Eating Out

The $500 average food costs include eating out too. And one of the highlights of Fishers is the food. Sure, you can get something cheap at MacDonald’s for $7. But the restaurants are simply amazing. The HC Tavern and Kitchen caters to lunch and dinner. They offer vegetarian and vegan meals too, and you can order to go. They have private rooms that you can book and outdoor seating. They also have a full bar and are group-friendly. It’s the perfect place to grab a bite and a few cocktails with friends.

Are you looking for a great place for breakfast, brunch, and/or lunch? The Rize Fisher has indoor seating and outdoor, pet-friendly seating. They are open all week. Their freshly squeezed juice and house-blended smoothies are popular with the locals. They only use ingredients fresh from Indiana farms. They also use produce from their own greenhouse. 

The eatery has a well-stocked bakery too, with delicious cakes for those with a sweet tooth. The average cost for these restaurants is between $11 and $30. 

Farmer’s Market

The Farmer’s Market runs from May to September. It takes place every Saturday morning from 8 am until 12 pm. But if you think that you’ll find fresh produce there, you’d be wrong. They have live music, cooking demonstrations, and even family activities. You should be aware that fresh produce prices will be higher than at the grocery store. Take this into account when planning your budget. 

The Farmer’s Market in Fishers has an online store too. Orders are accepted from Sunday mornings to Wednesday at noon. All orders are then delivered by Friday afternoon. This option is great if you’re feeling under the weather, or can’t make it to the market that weekend.


Clothing in Fishers is more affordable too. Branded Jeans cost around $43 while branded sneakers are about $77. This is below the national average and less than other cities. You won’t have any problem fitting new clothes into your budget.


Healthcare is one of the biggest factors in the cost of living in Fishers, Indiana. The cost of healthcare in Fishers is 3,5% below the national average. This likely does not seem like much, but the average doctor’s fee is only about $106. Dental fees are $216 for a full exam and detailed x-tray. This seems expensive, but many dental practices have specials and discounts. They also have payment plans that cater to clients’ specific financial situations. Vet fees in Fishers are lower than average too. It cost only $48 for a physical exam and $113 for a routine checkup.

Education and Childcare

Did you know that you have to pay for textbooks in Indiana? That’s right, you have to pay for your kids to use textbooks in school. They add textbook rental fees to the school fee price. Public school fees are between $10,000 and $13,500 a year. This fee includes textbooks, workbooks, and anything materials the student needs. It also includes digital and technology fees. Despite this, it is still cheaper than other cities. Preschool and daycare fees average around $862 a month.


Do you have a vehicle or will you choose to commute? Either way, transport fees should factor into your budget. In Fishers, gas is currently around $2.6 a gallon. But, a taxi is $17.4 per 5-miles. Local transport tickets are $2.16 while monthly tickets are $56.2. The choice depends on your needs and budget. You could end up overspending if you forget about this cost of living in Fishers, Indiana.


Should entertainment be considered in the cost of living in Fishers, Indiana? Yes, it definitely should. No one wants to move to a dull new town. Luckily, there are tons of fun and cheap things to do in Fishers. We went over the average restaurant fees, but what about alcohol?

Buying a beer at a pub should only cost you about $4.48. Cinema tickets are $11.3 each and gym memberships are $38.1 per month. But that isn’t all that Fishers has to offer. There is the Geist Reservoir where you can fish and waterslide. There are several golf courses too. This is why the city was dubbed “the second-best under-rated Golf Community”.

Concerts and Fairs

They have tons of events at the amphitheater throughout the year. There is the summer concert “Symphony on the Prairie”. While you have to pay for these tickets, there are also free concerts throughout the summer. The city hosts movie nights and holiday events in the amphitheater too. And let’s not forget the two annual festivals. The Spark Fishers Festival is held just before Independence Day. You can expect food, are, games, a parade, and even fireworks.

The Renaissance Faire is magical. It’s hosted during the first weekend of October and is something you’ll never forget. There’s jousting, jesters, minstrels, magicians, and even pirate shows. They have activities for the kids too.

Other Activities

But what about the rest of the year, you ask? Fishers has over a dozen nature preserves and parks that you explore, free of charge. Flat Fork Creek Park is a particular favorite with its wooden boardwalk.

It has three treehouses tucked away, waiting for you to discover. The mountain bike trails will appeal to the more adventurous types. And let’s not forget the 60-foot sledding hill during winter.

Salaries in Fishers

The average yearly salary plays the biggest role in the cost of living in Fishers, Indiana. At $57,794, Fishers’ salary is much less than New York’s $71,265.

The top jobs in Fishers and their yearly salaries:

  • Human Resource Manager – $116,000
  • Mechanical Engineer – $102,000
  • Web Developer – $87,000
  • Registered Nurse – $80,000
  • Accountant – $77,000

An accountant from Fishers, moving to New York would need to earn $151,880 for the same standard of living. That’s the difference between the cost of living in Fishers compared to a big city. Fishers only have a 3% unemployment rate and an employment rate of 804 per month. The upward mobility rate is 43%

Can I live off a $57,794 salary in Fishers?

Yes, you can live off $57,794 in Fishers. The total cost of living in Fishers, Indiana, for one person, is $3,429.5 a month. This total includes education fees, groceries, health, transport, rent, and utilities. You will still have enough left over for entertainment. Of course, if you don’t have any kids, this number drops to $1,734.17. You can live quite comfortably in Fishers for $57,795. 

Renting an apartment with roommates would reduce your living expenses as well. In the end, you should look at your budget and decide if Fishers is right for you.

Key Takeaways

Moving to a new city can be an exciting but scary task. There’s a sense of adventure about it all. You’ve taken the first step by researching the cost of living in Fishers, Indiana. Hopefully, this article has helped you create or tune-up your budget and look for a moving company. Fishers is an exciting and friendly little town. And if you love the outdoors, there are over a dozen parks and reserves to explore. The free summer concerts are pretty great too.

If you ever thought about moving to Indianapolis or Fishers, read our guides and services to have a deep understanding of how the local or long-distance moving services will be performed.


In & Out Moving offers everything needed and more for our client's move. Do our best to make the moving process simple as possible for our clients.


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